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Passbook Savings Account

A passbook savings account has always been the staple of any one planning for their future. Whether you are a young person just beginning, a family saving for their fist home, or just saving for a rainy day, a passbook savings is key to your success.

Just a few dollars a day can really ad up over time and their is no feeling like the pride of watching your nest egg grow. Stop by our one of our offices and get started today.

Your interest rate and annual percentage yield may change. Interest will be compounded quarterly. Interest will be credited to your account quarterly. We use the daily balance method to calculate the interest of your account. This method applies a daily periodic rate to the principal in the account each day.

See "Understanding Your Deposit Account" for specific terms.



Money Market Passbook Account

Want to earn a little more from your savings? Then a Money Market Passbook account may be just what you need. With a deposit of $2,500.00 or more, you can can start earning more tomorrow, today.

Your interest rate and annual percentage yield may change. Interest will be compounded every month. Interest will be credited to your account every month. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Savings Fees:
Lost Passbooks ………. $5.00
Dormant account fee: (3 years with no deposits or withdrawals to the account.)
Savings and Money Market Passbook Accounts $5.00 (Per month.)

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Christmas Club Account

The holidays don't have to be stressful time. With a little planning and forethought you can make your holidays bright, plus get a BONUS for your efforts! If you make 49 consecutive and timely weekly deposits of the same amount to your Christmas Club account, then WE WILL MAKE the fiftieth deposit of that amount for you. (You choose the amount of the deposit, within any limits we may set.) Open a Christmas Club account and never say "Bah Humbug" again.

If any withdrawal is made from this account before the club distribution date then this account may be closed.

See "Understanding Your Deposit Account" for specific terms.

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Safe Deposit Boxes

Keeping your valuable items and papers safe and secure is important for your family. Thousands of burglary, fires, floods, and natural disasters happen each year. That is why it is so important you protect your irreplaceable items by renting a safe deposit box. With rates this low why wait another day.

Call us for Rates & Sizes, which vary by location.

 

Check out our Savings Bonds

Account Disclosures

Understanding Your Deposit Account
Important Information About Opening A New Account

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1 W Broadway - Witt, IL 62094